Financial Institutions

In today’s turbulent economic and regulatory climate, financial institutions are more dependent than ever on their access to expert counsel. That's why some of California’s largest and most notable banking and financial institutions turn to Coblentz.

Working with a deep understanding of the financial industry, our attorneys deftly handle complex litigation matters for banks and other financial institutions and associations, defending them against a vast range of disputes and claims. We have also developed a national reputation for our defense of consumer-based class actions against the
financial industry. 

Whatever the case at hand, we always work to pursue a strategy that puts our clients’ goals and best interests at the forefront, bringing all of our expertise to bear to secure a favorable outcome. We litigate with vigor at trial, while also always looking for opportunities to negotiate an advantageous settlement of an issue in the early stages.

We have defended cases at both the trial and appellate levels, including: alleging banks' failure to detect and prevent fiduciary fraud; money laundering, forgeries, and embezzlements; improper bank charges and set-offs; lender liability; and claims of unfair competition and violations of consumer protection laws.

In the course of our representation of these and other types of cases, and particularly with the appellate work we’ve done, we have developed distinct expertise in the defenses available to banks under the Uniform Commercial Code, the Financial Code, preemptive federal statutes, regulations, and safe harbors. Because of our reputation for outstanding
representation, we are often retained by banking associations to represent the industry as amicus curiae in cases of importance to California banks.

In addition to defending bank operations litigation, we are frequently engaged by our clients to provide pre- and post-litigation advice, claims analysis, and compliance counseling to in-house legal staff, loss investigation and loss prevention personnel, Bank Secrecy Act officers, and retail operations officers.

We are proud of the challenging work we do and the honors that peers and industry alike have given to our litigators. In 2009, the California Bankers Association honored partner Jonathan R. Bass with the Robert Frandzel Award in recognition of "superior and noteworthy legal assistance by an outside counsel to the California banking industry."

Case Studies

California Bankers Association in...

Coblentz represented the California Bankers Association as amicus curiae in a successful effort to persuade the California Court of Appeal and the California Supreme Court to reverse trial court rulings prohibiting Bank of America from applying directly-deposited Social...

Bank in a consumer class action...

Coblentz class action litigators defended a California bank in a consumer class action that was part of a wave of overdraft fee-related litigation against banks across the country. The bank allegedly re-sequenced debit card transactions in order to maximize the overdraft...